We buy the home you want, you move in without a down payment and build towards ownership every month.Get started now
At ZeroDown, we're driven by the radical idea that professionals with steady jobs and healthy finances should be able to afford homes - even in the Bay Area. That's why we've come up with an alternative to the rent-or-own dilemma, offering the benefits of homeownership with the flexibility of renting.
Provide the required financial information, we determine the maximum monthly payment you can afford
Find the home you want on your own or with one of our broker partners, and we buy it.
Move in without a down payment. Instead of paying rent to your landlord, you pay us toward owning your house.
Build towards homeownership with monthly payments. Purchase-credits* vest to you every month (just like stock options at your workplace).
Select the amount of your future home or play around to see what the monthly payment you will get with ZeroDown.
|Monthly Payment1||Down Payment|
(30 years, 10% down payment, 5.5% interest rate)
(1) Monthly payment includes taxes, insurance and other costs (PMI). We used the Bay Area median to calculate these numbers; actual costs will depend on specific home and location.
This data is for illustrative purposes and Bay Area based only. Actual costs may vary depending on the specific home.
ZeroDown is able to make this possible because: