You pick a home
We pay for it


How ZeroDown works

Buy a home with
no down payment

  1. Pick any home for sale. Move in. Get 5 years to close

  2. Apply for qualification to know your buying power

  3. Automatically build down payment every month

  4. Use the down payment built to buy within 5 years



Things our customers love

  • All cash offer
  • 7-day closing
  • No hard credit checks
  • Automatically build towards a down payment over 5 years
  • White-glove homeowner concierge

⭐ ⭐ ⭐ ⭐ ⭐

See what our customers have to say

  • It's a dream come true for us, an important step to starting our family and they were behind it all. Thank you ZeroDown.

    - Customer in San Jose
    a week ago.
  • Super excited. Thanks so much for all the help on this. You guys are changing lives.

    - Customer in San Mateo
    a month ago.
  • We did the walkthrough last night...everything looks great...we were in tears.

    - Customer in Oakland
    few weeks ago.


Simple Pricing

Know exactly what you’re going to pay.
No hidden fees, ever.

ZeroDown pricing

Home value

Program Fee
Program Fee
Program Fee
Monthly Payment*
(Includes taxes and insurance)

* The final monthly payment may vary slightly based on the specific home and locality.

More information

Your questions, answered.

We know buying a home is a big decision. We document the ins and outs of buying and owning with ZeroDown in our FAQ. If you have more questions, our dedicated guides are here to help.