The security of homeownership, the flexibility of renting
Ready for a home? But not ready for a down payment? Now there's a third option between renting and owning.
Move into the home you want, pay a monthly rent that builds towards a future down payment, and buy the home whenever you are ready -- whether that's in 3 months or 3 years.
Find your simple pricing
How does it work?
Rent to own is not a typical mortgage or regular lease. ZeroDown buys the home you want, you move in with no down payment, then you pay a monthly rent (that does not change) until you want to buy the home. Each month, you earn Purchase Credits (think of this as future down payment savings) that you can use to eventually buy the home. If you're not sure what rent to own is, read our detailed blog here
Looking for a regular mortgage instead? We got you covered with the most competitive rates around.
Keys in as little as 2 weeks
Cash offer on the home of your choice
Option to buy the home with no competing offers
Ability to walk away when your lease ends
24/7 Concierge Service