How ZeroDown Works

World's easiest way to buy a home

Get qualified, pick a home, we buy it, you move in, and start building down payment with every monthly payment.

  1. Your monthly payment stays the same throughout the 5 years.
  2. Property tax and insurance costs are included in the monthly payments.
  3. No catches, surprises, or hidden fees, ever.

See how much it costs for a typical Bay Area home

1034 Hamilton Way

$885,000

2
1.5
1,100 sqft
LISTING PRICE

What it will cost

Offer Price This is the actual price to purchase the home. Often times, this amount is different than the listing price.

$885,000

$619K

$1.15M

Total Monthly Payment

$

Property Tax

Included

Home Owners Insurance

Included

HOA Fee If your home has a Home Owners Association (HOA), the monthly HOA fee will be added to your ZeroDown payment.

$0

Due at Close

$

Program Fee

$

Closing Costs

$0

You Instantly Save

$177,000

(compared to 20% down traditional mortgage financing)
$5,930/mo $5,930/mo $5,930/mo $5,930/mo $5,930/mo
Automatically built
down payment
$87,045 $122,327 $161,166

Total Monthly Payment

$

Property Tax

Included

Home Owners Insurance

Included

HOA Fee If your home has a Home Owners Association (HOA), the monthly HOA fee will be added to your ZeroDown payment.

$0

Due at Close

$

Program Fee

$

Closing Costs

$0

You Instantly Save

$177,000

(compared to 20% down traditional mortgage financing)
$5,930/mo $5,930/mo $5,930/mo $5,930/mo $5,930/mo
Automatically built
down payment
$87,045 $122,327 $161,166

Total Monthly Payment

$

Property Tax

Included

Home Owners Insurance

Included

HOA Fee If your home has a Home Owners Association (HOA), the monthly HOA fee will be added to your ZeroDown payment.

$0

Due at Close

$

Program Fee

$

Closing Costs

$0

You Instantly Save

$177,000

(compared to 20% down traditional mortgage financing)
$5,930/mo $5,930/mo $5,930/mo $5,930/mo $5,930/mo
Automatically built
down payment
$87,045 $122,327 $161,166

Stop wasting money on rent!

If you were renting a $1,000,000 home for $4,000 per month and subject to a hypothetical 2% rent increase year-over-year, you would have spent almost a quarter of a million dollars ($249,790) over 5 years with nothing to show for it!

If you had partnered with ZeroDown instead, in 5 years, you would have accumulated a 15% down payment, helping you realize your goal of homeownership.

Arm yourself with an all-cash offer

ZeroDown makes all-cash offers and present the most desirable terms when you're ready to buy, giving you the best shot of winning in a competitive market such as the Bay Area.

Predictable monthly payments for 5 years, no hidden costs, ever!

With ZeroDown your monthly payment is locked-in for 5 years. This is the only payment that you'll make to ZeroDown - that's it - no hidden costs or fees. You can plan your financial future better knowing that this payment is stable and predictable over the next 5 years.