Not all loans are created equal. Some are a little bit better.

Your situation is unique. Let's find a home loan for it. We'll match the lowest rate, and hold your hand every step of the way.

Get prequalified in 3 minutes

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Everything you need to know

What is TPH Digital Mortgages Inc?
TPH Digital Mortgages Inc is a simpler, more streamlined way to buy the home you want. We find you the most competitive financing with lowest mortgage rate matching, and we have flexible options so you may be able to qualify even if you've been unsuccessful with other lenders. Find and finance your home all in one place. We're putting as much of the homebuying process online as possible to cut out needless fees and unnecessary middle men.
Can I get a mortgage through you?
Yes! TPH Digital Mortgages Inc has a network of lending partners with many flexible loan options who work with the top lenders in the country so we can find you the most competitive loan program for you and your dream home. The process starts by getting prequalified for a loan. You can do that here in just under 3 minutes.
What type of home loans do you offer?
We have flexibility! TPH Digital Mortgages Inc and its network of lenders offers many non-traditional options that cater to borrowers who are self-employed or have variable income, and we also provide standard loan products including Conforming Conventional, Jumbo, VA, and FHA. You can choose any loan term you want whether it's 30 years, 20 years, 15 years or Flex Term.
What is the minimum down payment?
Many first time home buyers will qualify for as little as 3% down on their primary residence, buyers purchasing a subsequent home can still qualify for as little as 5% down, but it is a case-by-case basis that is determined by many factors. We can give you a better answer after you've taken our prequalification quiz.
What does getting prequalified mean?
Getting prequalified for a loan is an important part of the homebuying process because it gives you an idea of what price range to target for your home. This helps you know your monthly payment so you can budget accordingly and have certainty as you shop for a home.
Today's rate
4.5 %
Rates by
NMLS #2262539
How it works
Get Prequalified
Take our 3 minute quiz and learn what kind of loan you're qualified to get. Now you know your preliminary budget and are prequalified to buy a home. Start shopping!
Get Preapproved
Work with an experienced loan officer to get a verified pre-approval so you can start making offers!
Find your Home
Find your dream home on ZeroDown or get matched with one of our high performance agents. Either way, we'll help you find the best house that matches all your criteria.
Make a Winning Offer!
Work with your agent to prepare a winning offer by combining their expertise with our data.
Buy a home with usFind out how much you can afford with our payment calculator.

More resources

How much house can I afford? Find your buying power based on your situation
Thinking about buying a home and wonder what your first steps are?
Everything you need to know about mortgage preapproval

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Reach out to us.

We’d love to partner with you. Not sure if you’re ready? We work with homebuyers in all different stages of the homebuying process.

TPH ZeroDown Brokerage, Inc. (dba TPH Digital Mortgages, Inc.,)
410 N. Scottsdale Rd.
Suite 1000, Office 10-158,
Tempe, AZ 85281-7095

TPH ZeroDown Brokerage, Inc. (dba TPH Digital Mortgages, Inc.,) is a licensed mortgage broker and lender, NMLS #2262539. Not available in all states. Equal Housing Lender. NMLS Consumer Access.A list of state licenses and disclosures is available here. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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