Home Loans made simple, easy and fast.

Finance your home through us to gain a competitive edge with lowest mortgage rate matching & all cash offers.

Get prequalified in 3 minutes

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Everything you need to know

What is TPH Digital Mortgages Inc?

TPH Digital Mortgages Inc is a simpler, more streamlined way to buy the home you want. We find you the most competitive financing with lowest mortgage rate matching, and we have flexible options so you may be able to qualify even if you've been unsuccessful with other lenders. Find and finance your home all in one place. We're putting as much of the homebuying process online as possible to cut out needless fees and unnecessary middle men.

Can I get a mortgage through you?

Yes! TPH Digital Mortgages Inc has many flexible loan options and works with the top lenders in the country so we can find you the most competitive loan program for you and your dream home. The process starts by getting prequalified for a loan. You can do that here in just under 3 minutes.

What type of home loans do you offer?

We have flexibility! TPH Digital Mortgages Inc offers many non-traditional options that cater to borrowers who are self-employed or have variable income, and we also provide standard loan products including Conforming Conventional, Jumbo, VA, and FHA. You can choose any loan term you want whether it's 30 years, 20 years, 15 years or Flex Term.

What is the minimum down payment?

Many first time home buyers will qualify for as little as 3% down on their primary residence, buyers purchasing a subsequent home can still qualify for as little as 5% down, but it is a case-by-case basis that is determined by many factors. We can give you a better answer after you've taken our prequalification quiz.

What does getting prequalified mean?

Getting prequalified for a loan is an important part of the homebuying process because it gives you an idea of what price range to target for your home. This helps you know your monthly payment so you can budget accordingly and have certainty as you shop for a home.

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How it works
Win with the strongest offer in real estate
Cash offers are more likely to be accepted. That’s why more and more homebuyers are making them. At ZeroDown, we help you make a cash offer on the home you love.
No additional costs
Homebuying on ZeroDown is straightforward and easy. We’ll walk you through exactly what you’re paying and whether you can find it cheaper anywhere else.
Cash offers routinely beat out other offers on homes. By making a cash offer you’re increasing the chance you get the home you want and the chance that you move in sooner.
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Find out how much you can afford with our payment calculator.

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Reach out to us.

We’d love to partner with you. Not sure if you’re ready? We work with homebuyers in all different stages of the homebuying process.

TPH ZeroDown Brokerage Inc (dba TPH Digital Mortgages, Inc.)
410 N. Scottsdale Rd.
Suite 1000
Tempe, AZ 85281-7095

TPH ZeroDown Brokerage Inc (dba TPH Digital Mortgages, Inc.,) is a licensed mortgage broker and lender, NMLS #2262539. Not available in all states. Equal Housing Lender. NMLS Consumer Access.A list of state licenses and disclosures is available here. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.
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