We created a third option between renting and owning
We started ZeroDown because we felt there should be a third option -- a way to test drive a home before you take the plunge into homeownership.
Now, you can pick the home of your choice (using your favorite home-search site), move in now, pay rent for a bit, and buy when you're ready -- in 30 days, in 3 years, or any time in between.
Find Your Simple Pricing
Just pay rent, and buy when you're ready
Cash offer on the home of your choice
Option to buy the home with no competitive offers
Keys in as little as 7 days & a bottle of bubbly
24/7 Concierge Service
Predictable purchase price (a flat increase of 2.5% annual appreciation)
Ability to walk away if your plans change
Is this the right choice for you?
Here are some of the scenarios where ZeroDown makes a big difference.
Powerful cash offer to
beat out the competition
I don’t want to risk missing out on my top-choice home. I’ll win the home with ZeroDown and buy it right away.
Move up your schedule
a few months or years
I have a down payment, but it's just short of the home I want. I'll use ZeroDown to secure the home now, and save up a bit longer before I buy it for myself.
Stressed about the
I'm nervous about putting so much of my savings into a home right now. I wish there was a way to move in but wait longer to pull the trigger.
DATA POINTS TO
INFORM A BEST OFFER
Ensure you find a home you absolutely love
School district data
Experienced local agents
The thorough home inspection you want
If this feels different, it’s because it is. We found a way to make ‘home’ happen for a lot more people a lot sooner without paying any crazy amounts. We make our monthly payments as low as possible, to give you room to save for your down payment / get ready to line up your financing.
Our company makes money in 2 ways:
1. The transaction
We split commissions with realtors for home transactions (note: this $ is paid by the seller).
2. The home value
You buy the home from us at the price-of-that-time (i.e., 2.5% increase per year). More info
If you leave the home we’ll find someone else to love the home, and sell to them at the current home value.
Is it 0% down?
It's 0% down payment to move into the home (we do have a starter cost of $3,000). If you choose to buy the home later, you'd go out and get a mortgage, and would likely do a down payment then.
What does it mean to make a "cash offer" and why do sellers often prefer this?
Sellers prefer this because it reduces the risk of the transaction falling out. Let us tell you more
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