30-year Fixed Rate Loan

At an interest rate of 3.47% (3.01% APR) for the cost of 1.5 point(s) ($6,000) paid at closing. On a $400,000 mortgage, you would make monthly payments of $1,789. Monthly payment does not include taxes and insurance premiums. The actual payment amount will be greater. Payment assumes a loan-to-value (LTV) of 80%.

15-year Fixed Rate Loan

At an interest rate of 2.68% (2.31% APR) for the cost of 1.5 point(s) ($6,000) paid at closing. On a $400,000 mortgage, you would make monthly payments of $2,701. Monthly payment does not include taxes and insurance premiums. The actual payment amount will be greater. Payment assumes a loan-to-value (LTV) of 80%.

Assumptions

This is not a commitment to lend. Terms and conditions apply. Interest rate and annual percentage rate (APR) are for informational purposes only. Mortgage rates are based on current market conditions and change daily. Not available in all states. Rates and APRs assume a borrower with above average credit (i.e., FICO score of 760 or higher); subject property is a Single Family Residence; subject property is borrower's primary residence. The APR listed above is an estimate and may not include all applicable fees. Your APR may differ based on current market rates, property type, loan amount, loan-to-value ratio, credit score and other variables. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR. Actual payment obligations will be greater than estimates provided. Rates and terms are subject to change at any time without notice, are subject to state restriction, and may not reflect your actual situation.

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